Contact Info
Office of Financial Aid
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Post Office Box 8065 Statesboro, Georgia 30460-8065
When federal financial aid and scholarships are not enough to cover your educational expenses, private student loans may be an option. This page is designed to help you make informed borrowing decisions by comparing lenders, understanding your options, and accessing application resources.
Important Considerations Before Borrowing
We strongly encourage you to:
- Exhaust all federal aid options first, including grants, scholarships, and federal student loans.
- Understand that private loans:
- Require a credit check (and often a co-signer)
- May have variable or fixed interest rates
- Offer fewer repayment protections than federal loans
How to 橘子视频
- Visit
- Compare lenders based on your needs (interest rates, repayment flexibility, fees).
- Select a lender and complete the online application.
- Provide required documentation (school information, etc.).
- Complete the credit approval process (with a co-signer if needed).
- Once approved, the school will certify your loan before funds are disbursed.
Loan Counseling Resources
Before borrowing a private loan, we recommend reviewing:
- Budgeting tools to determine how much you truly need
- Loan repayment calculators to estimate monthly payments
- Financial literacy resources to understand long-term borrowing impact
Frequently Asked Questions (FAQ)
Compare interest rates, repayment options, fees, and borrower benefits.
Most students do, especially if they have limited credit history.
This depends on the lender鈥攕ome require payments while in school, others allow deferment.
Yes, you may choose any eligible lender.
Disclaimer
This list is provided for informational purposes only and does not constitute an endorsement of any lender. Borrowers are encouraged to research and select the lender that best meets their individual needs.
Contact Us
If you have questions about private loans or need help comparing options, please contact the Financial Aid Office.